How To Stop Impulse Buys

Are you guilty of impulse buys? Here are a few ways to curb these meaningless purchases. Trust us, your bank account and the planet will thank you for it!

Stay off social media
Luring ads, click baits and launch announcements are designed to make you want to buy and to buy more often. This is probably why you might see ads for products you have already purchased. Spending less time on social media is not only more productive but will also save you from making impulse purchases.

Cut the extra noise
Opt out of app notifications, unsubscribe from those emails about offers and block those telemarketing messages. These can be hugely responsible to make you want to buy more by luring you in with offers and exclusivity. Cutting out all this extra noise can help cut down on impulse purchases as well.

Give yourself a monthly budget
A budget always saves the day. Dedicate only a certain amount of funds every month for all your extra spending. You can lock away all the extra funds in a separate account that’s less accessible or even use apps that offer financial goal tracking, like the one on Her Circle’s app to stay on track with your spending.

Delay it
This is the number one way to stop or curb impulse buys. Simply delay clicking on the payment button for at least a day or better yet, a few days. If it’s something you don’t need, you won’t end up buying it after the delay.

Avoid credit cards
No credit, only debit! Using a credit card often doesn’t let you feel the financial pinch of a purchase, letting you make a thoughtless purchase a lot more easily. However, when you use cash or a debit card, it makes the purchase a lot more real, making you avoid buying something that’s merely an impulse purchase and not something you really need.