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Career

Joining India's Trillion Dollar Digital Economy: How To Seize The Opportunity

career

Is The 'No Buy' Trend The Key To Financial Minimalism In 2025?

Whether you’re looking to achieve a specific financial goal or simply want to live more mindfully, the ‘No Buy’ challenge might just be the key to unlocking a more minimalist and meaningful lifestyle in 2025.

Team Her Circle | January 28, 2025

What Every Woman Retail Investor Should Know For Financial Success

FinEdge reports that 40 per cent of new investors are women, investing early, choosing SIPs, prioritising retirement, and challenging traditional financial gender roles. 

Srishti | March 28, 2025

Motherhood Shouldn’t Deter You From Prioritising Your Own Finances

How can mothers balance their own financial goals with the needs and wants of their children?

Neeti Jaychander | May 13, 2024

How To Make A Will

One of the key responsibilities of a parent is providing financial security for your children until they are economically independent. Making a will can take you one step further towards to that goal. 

Neeti Jaychander | April 06, 2024

How Positive Thinking Can Improve Your Financial Wellness

Do money matters affect you negatively? If yes, then financial positively can be an effective coping mechanism.

Neeti Jaychander | May 24, 2024

Make Money While You Sleep: Your Guide To Passive Income

The ideal way to earn passive income is to focus on something that will generate long-term revenue with minimal intervention from you. Here’s what you should know.

Neeti Jaychander | October 31, 2022

SEBI’s New Investment Option: Can Specialised Investment Funds (SIFs) Empower Investors?

For women looking to expand their portfolios and take a more strategic approach to investing, SIFs offer a balance of flexibility and higher potential returns.

Srishti | April 18, 2025

Got Your Annual Bonus? Use It To Accelerate Your Financial Planning Journey

By strategically using your annual bonus, you can improve your financial health, reduce stress, and move closer to achieving your dreams.

Srishti | July 08, 2024

Can We Finally Say Goodbye To Insurance Hassles With The Govt’s Bima Sugam Platform?

The Insurance Regulatory and Development Authority of India (IRDAI), recently announced the launch of Bima Sugam—an online marketplace for insurance. 

Srishti | April 22, 2024

All You Need To Know About Banking In The Metaverse

Women can embrace the added benefits of metaverse banking such as enhanced financial education and customised service.

Neeti Jaychander | April 25, 2025

How To Plan Your Finances To Avoid Debt

While there’s no quick fix to staying out of debt and being financially sound, these tips may help you in the long run. 

Neeti Jaychander | July 07, 2023

KYC Is Getting A High-Tech Makeover You Can't Ignore

By adopting digital KYC methods, banks and financial institutions can offer quicker, easier, and more secure services, benefiting both themselves and their customers.

Srishti | May 24, 2025

How To Save As A Student: Personalised Strategies From a Fashion Undergraduate

Incorporating these strategies will enable you to learn the value of financial discipline and discover creative ways to enjoy life without breaking the bank. 

Srishti | March 26, 2024

How Women-Led NGOs In India Raise Funding

NGOs led by women can further their cause by seeking funding from individuals, groups, for-profits and other charitable organisations.

Neeti Jaychander | June 11, 2024

Everything You Need To Know About Digital Gold Investment

Digital gold provides a modern alternative to traditional physical gold purchases. It allows individuals to buy gold online, with the equivalent amount being securely stored as physical gold in insured vaults.

Srishti | May 10, 2024

What Are The Five Principles Of A Green Economy?

Green Economy marries economic growth with environmental and social development

Neeti Jaychander | October 06, 2024

Timeless Saving Tips From The Desi Mom

Our mothers are often referred to as the Finance Ministers of the household, and one of the first financial lessons we learn from them is budgeting. Here are a few tips from our mothers on how to manage money

Srishti | May 14, 2024

From Diapers to Desk: Tips On How To Go Back To Work After A Baby

Restarting your career after having kids can be a daunting task, but it is not impossible. Understand your requirements and find a job that allows you to balance your career with your responsibilities as a parent. 

Srishti | March 17, 2025

Loans 101: Why Women Entrepreneurs Need Access To Credit

Access to loans allows you to focus on growth and acceleration, raise your credit scores and avail tax benefits, while keeping your personal assets secure.

Neeti Jaychander | September 13, 2024

Are Indian Women Using Apps To Manage Money?

Although marginally accelerated by the pandemic, even today, few women in India are using digital platforms to manage their money.

Neeti Jaychander | August 04, 2024

Funding Opportunities For Women Researchers In STEM

Access to adequate funding is one of the key challenges faced by women researchers in India. Armed with knowledge about fellowships and grants by government and private funders, this challenge can be overcome.

Neeti Jaychander | July 09, 2024

Financial Discussions To Have With Your Partner Before Tying The Knot

Rather than figuring it out along the way, it helps to discuss financial issues openly before getting married, so that you have a roadmap ahead.

Neeti Jaychander | May 21, 2025

What Salary Bracket Changes In 2025-26 Mean for You (And Your Next Shopping Cart)

Think of it like this: the government’s giving you more breathing room. It’s up to you whether you want to use that space to spend smarter, save stronger, or start that thing you’ve been postponing.

Srishti | April 21, 2025

How Indian Women Are Powering the Financial Growth Story: NITI Aayog Report

Indian women are steadily reshaping the nation’s economy, according to a new report from NITI Aayog – ’From Borrowers to Builders – Women’s Role in India’s Financial Growth Story‘   In 2024 alone, women opened nearly 37 lakh new business loan accounts, took 4.3 crore loans to meet personal finance needs, and availed 4 crore gold loans. These numbers reflect a quiet revolution in how women are accessing and using credit across sectors and regions.

Srishti | April 20, 2025

Financial Checklist Before You Turn 30: Expert Tips From A Chartered Accountant

It’s never too early to start, but waiting too long can cost you. Take charge of your finances today and build a secure tomorrow!

Srishti | April 15, 2025

Do Women Have The Freedom To Spend Their Earnings?

According to the India Today Gross Domestic Behaviour (GDB) poll, a woman’s right to control her income is still a contentious topic in India, with opinions varying by region.

Team Her Circle | April 04, 2025

Women, Here’s How To Make Your Next Career Move!

Here’s a fun and practical guide to help you take that next leap, complete with expert tips from career guidance counsellor Girija Kele.

Srishti | March 28, 2025

Gold Vs Silver: Which Precious Metal Is The Smarter Investment?

Both gold and silver have their own individual and timeless appeal. But which one makes more sense as an investment? Let’s break it down.

Srishti | April 09, 2025

Raising A Loan Against Gold Investments

Pledging your gold ornaments or coins as collateral to access funds is a quick and efficient financial solution, offering lower interest rates compared to personal loans or credit cards.

Srishti | March 25, 2025

List of Women Empowerment Schemes in India in 2025

The Indian government continues to implement and refine various schemes aimed at fostering women’s empowerment across economic, technological, and social domains. As these schemes evolve, they play a crucial role in bridging gender disparities and enabling women to achieve greater self-sufficiency in 2025 and beyond.

Team Her Circle | April 06, 2025

Budgeting Tips If You Have An Irregular Income

Whether you own a small business, are a freelancer, or work on commission, here are some pointers to help you meet your financial savings and goals.

Neeti Jaychander | April 11, 2025

70% Women Prefer Real Estate For Wealth Growth, Up from 65% in 2022

With growing financial independence and higher disposable incomes, a survey reveals that women in India are reshaping the real estate investment landscape. 

Team Her Circle | March 10, 2025

Tax Laws Women Need To Know

This article explores the distinct tax exemptions afforded to women in India, highlighting how these benefits can be maximised.

Subhashree Pattabiraman | February 26, 2025

Did You Know You Could Insure Your Personal Loan?

Let’s delve into how personal loan protection insurance (PPI) works, its benefits, and whether it’s worth your consideration.

Srishti | May 19, 2025

Starting A Business As A Homemaker: How Personal Loans Can Bridge The Financial Gap

Whether it’s a home-based venture, an online store, or a small brick-and-mortar establishment, entrepreneurial spirit among women is thriving. However, many Homemakers face the challenge of acquiring adequate capital. 

Srishti | February 19, 2025

Investing In Large Cap Funds Vs Index Funds – Which Is Better For Women?

There’s no one-size-fits-all answer. The best investment depends on your financial goals, risk appetite, and involvement level. 

Srishti | February 11, 2025

Confusing Credit Card Statement? Here’s What To Check Every Month

Failing to understand your statement could lead to unnecessary charges, missed payments, or even a dent in your credit score.

Srishti | March 10, 2025

How Women In Their 20s Can Plan Their Finances

Managing finances in your twenties can seem daunting, but it’s the ideal time to build a strong foundation. Start small and don’t shy away from investing, even if it’s a modest amount.

Srishti | January 28, 2025

How To Make Authentic Financial Decisions For Yourself

There is no right or wrong when it comes to deciding what to do with your finances. Be authentic to your own needs and values, and accordingly choose how to spend your money.

Neeti Jaychander | April 05, 2025

How To Boost Your Credit Score: A Guide For Women Borrowers In India

Your credit score is more than just a number. It reflects your financial health and determines how easily you can secure loans or credit.   By following these steps, you can improve your credit score and enhance your financial credibility.

Srishti | April 08, 2025

Is The ‘52-Week Savings Challenge’ The Answer To Your Financial Woes In 2025?

The ‘52-week savings challenge’ is back. Could this simple challenge pay for a plane ticket to your dream destination?

Team Her Circle | January 21, 2025

Thinking Of Buying A Home? Here’s How A Joint Loan Can Be Beneficial

Homeownership is more than just a financial decision; it’s an emotional investment. With joint loans, couples are finding a way to fulfil their dreams while enjoying financial benefits and added security.

Srishti | May 07, 2025

Wrong Bank Transfer? Follow These Expert-Approved Steps To Fix It

A wrong bank transfer feels like a nightmare, but staying calm and taking immediate action can make all the difference. Here’s a step-by-step guide to help you recover your money if this ever happens to you.

Srishti | January 14, 2025

Understanding The WealthTech Sector For Women

WealthTech, a subdivision of the burgeoning FinTech sector, uses advanced technological tools like digital brokers, algorithmic trading and micro-investing to manage your wealth.

Neeti Jaychander | January 13, 2025

Ethical Finance: More Women To Embrace ESG Investments In 2025

Three out of four women surveyed expected their ESG investments to generate the same or even higher returns than traditional investments that didn’t consider these factors

Neeti Jaychander | January 30, 2025

The Importance Of Government Loan Schemes For Small Businesses In India

Whether you’re just starting out or looking to expand, there’s likely a government scheme that’s right for you. Look into these options, find the one that fits your needs, and take your business to the next level!

Srishti | December 16, 2024

SIP Vs STP: My Foray Into Smart Investing With Expert Tips From A CA

By seeking the right advice and taking small, consistent steps, I’ve learned that investing isn’t as daunting as it seems. Whether through SIPs or STPs, the key is to start somewhere.

Srishti | December 18, 2024

How Women In India Can Benefit From Home Loans: Expert Inputs

Home loan providers in India are introducing unique schemes and incentives tailored to women buyers, making homeownership more accessible and rewarding. 

Srishti | November 16, 2024

The Economics Of Kindness For Women Entrepreneurs

Kindness might be the perfect ingredient to take your business to the next level, and women entrepreneurs are organically poised to succeed on that front. 

Neeti Jaychander | November 29, 2024

Did You Know Your Gifts Are Taxed?

Understanding the tax rules around gifts can help you manage your finances better, especially when high-value items are involved. Whether you’re giving or receiving a gift, it’s smart to know the tax implications to avoid any surprises.

Srishti | November 26, 2024

How FinTech Can Include Women In Rural India

India’s digital finance ecosystem presents several barriers to rural Indian women. Fortunately, FinTech providers and policy-makers can change this through systematic implementation.

Neeti Jaychander | November 25, 2024

Expert Advice: 5 Smart Ways To Invest In Gold This Dhanteras

Whether you want to buy gold for its traditional value or as a modern investment, here are five smart ways to invest, with a look at their pros and cons.

Srishti | October 29, 2024

Ways To Finance And Maximise Your Holiday

Taking a holiday is a decision that usually hinges on one key factor – money. But you don’t have to let the paucity of funds deter you.

Neeti Jaychander | October 21, 2024

Renting Vs Buying: Navigating Tax Benefits And Financial Goals

The choice between renting a home and owning one through a home loan often comes down to more than just personal preferences; it's a financial decision with significant tax implications. 

Srishti | September 24, 2024

Schemes And Initiatives For Women Weavers In India

Adopting these schemes can potentially flip the narrative for women weavers; with awareness, they can surge ahead and create lucrative careers – in terms of recognition and remuneration.

Neeti Jaychander | January 19, 2025

What Does It Take To Raise A Baby In 2024? Financial Insights From A Modern Family

Whether you're just starting out or are already on this journey, remember that every step you take towards financial readiness is a step towards a secure and happy future for your family.

Srishti | August 05, 2024

Girls, Here’s How To Maximise Returns and Minimise Taxes: Expert Advice

Are you focusing only on increasing profits? That may not be the best investment strategy! Keep an active tax-management plan handy to ensure your returns are maximised and your taxes are minimised.

Srishti | April 03, 2025

Why Working Women Ought To Have Health Insurance

Balancing a full-time career with family can lead to chronic stress, causing health issues such as anxiety, depression, high blood pressure, and heart problems.

Srishti | March 22, 2025

Understanding Gratuity In India: A Simple Guide For Working Women

Gratuity is more than just a financial term; it’s a benefit that appreciates your hard work and loyalty.

Srishti | January 11, 2025

The Importance Of Insurance For Women | National Insurance Awareness Day

Today is National Insurance Awareness Day, an annual observation to raise awareness on the importance of insurance and how it can benefit women’s lives.

Team Her Circle | June 28, 2024

Fintech Femmes: Women Reshaping India's Financial Future

Her Circle spotlights influential women shaping the fintech sector in India, showcasing their leadership and contributions towards driving innovation and change.

Srishti | October 11, 2024

Indian Women Outperform Men In Timely Repayment Of Loans

According to the research, women are 10 per cent more likely than men to make on-time EMI repayments, indicating that they are more responsible credit borrowers.

Team Her Circle | May 20, 2024

Master the Art of Saving with These 5 Essential Tips in 2024

Whether you're aiming to build a nest egg, prepare for unexpected expenses or achieve your long-term goals, these five essential tips for saving in 2024 will provide you with actionable strategies to secure your financial future.

Team Her Circle | April 24, 2024

Investing In Sustainability: Unlocking The Potential Of Green Deposits With SBI

The SBI Green Rupee Term Deposit marks a significant milestone in India's journey towards sustainable development, by channelling investments into environmentally friendly projects. 

Srishti | April 23, 2024

Everything You Need To Know About Post Office Fixed Deposits

Post Office FDs provide depositors with a safe and convenient method to save money if they don't have access to banks. The interest rates offered are among the best for fixed deposits in India.

Srishti | October 07, 2024

Smart Last Minute Investments To Maximise Savings Before Fiscal Year Ends

Whether opting for the security of fixed deposits, the tax efficiency of NSC, the stability of PPF, or the wealth creation coupled with tax benefits from ELSS, each avenue offers a unique way to secure your financial future while optimising your tax liability.

Team Her Circle | March 05, 2024

Hooked On Online Shopping? This Is How You Can Control It

Retailers have made it incredibly effortless for consumers to indulge in constant buying online, which can wreak havoc on your finances and relationships.

Srishti | October 14, 2024

A Grandfather’s Guide To Tax-Efficient Investments: Expert Advice

As you grow older, you seek stable investments that give you a steady income without too much risk, especially when it comes to taxes. Here’s how senior citizens can make the most effective tax-saving investments.

Srishti | February 15, 2024

What Are Sovereign Gold Bonds, How And Why Should You Invest

The Sovereign Gold Bond Scheme's Series I and II were available for subscription from June 19-23 and September 11-15 respectively earlier this year, while Series IV is scheduled to be open for subscription from February 12-16, 2024.

Srishti | February 13, 2024

Questions To Ask Your Landlord Before Singing A Lease

Whether you're renting for the first time or have done it before, here are some essential questions to always ask before signing on the dotted line.

Srishti | February 01, 2024

Decoding Cryptocurrency: A Comprehensive Guide to Digital Assets and Blockchain Marvels

Cryptocurrency, a digital currency employing cryptography, offers secure and transparent transactions without centralised control. Powered by blockchain, transactions are recorded in immutable ledgers through consensus mechanisms like proof-of-work or proof-of-stake. 

Team Her Circle | January 30, 2024

Building Wealth For Beginners: The Exciting Leap From Savings To Investments In 2024

Always remember, investing is a marathon, not a sprint. With a Demat account as your launchpad and a generous dose of knowledge, conquer the thrilling world of the stock market!

Srishti | September 18, 2024

Why Millennials Are Choosing Health Insurance Over Mediclaims

Are health insurance and Mediclaim the same? Not really. So let’s take a look at which one offers better protection.

Srishti | June 18, 2024

A Step-by-Step Guide on How to Register Your Business in India

In this article, we provides an elaborate and detailed step-by-step guide on how to register your business in India.

Srishti | May 31, 2024

Understanding Behavioural Finance

Beyond rational thinking and knowledge of money matters, other factors such as emotions, biases and cognitive factors also affect all-important financial decisions

Neeti Jaychander | May 20, 2024

Achieve Your Financial Goals With The Power Of Financial Planning

Financial planning is crucial to long term success and wealth creation. Read on to know effective ways in which you can do financial planning for yourself. 

Team Her Circle | September 06, 2023

What Is Financial Diversity And Why Does It Matter?

There are three intersections to Financial DEI - the financial workforce needs to be more diverse; end-consumers should have equitable access to financial tools; there must be product diversity

Neeti Jaychander | April 29, 2025

Money Management Tips For Couples: Expert Opinion

Effective money management is crucial for couples to help them align financial goals and make informed decisions together. Money management is important for financial health and long-term stability.

Srishti | April 19, 2024

How To Overcome Impulse Buying

Practical tips to stop spending impulsively and shop mindfully. 

Subhashree Pattabiraman | February 19, 2024

A Guide to Financial Independence for Single Women

Expert advice for single women on saving money, generating secondary income, and building wealth for a financially secure future.

Srishti | May 18, 2025

How To Get More Women Into The Financial Field

 The gender gap in the world of finance is especially large, as women remain underrepresented both globally and in India.    

Neeti Jaychander | September 22, 2024

Financial Freedom Vs Financial Independence: What Do Women Need?

It may take time and effort to work your way up from financial stability to financial freedom, and eventually, financial independence. But staying on course can be rewarding. 

Neeti Jaychander | May 18, 2025

To Risk Or Not To Risk: Wealth Management Tips For Budding Entrepreneurs

Here are five wealth management tips that can help you sustain and create a strong base for your start-up

Karishma Sen | May 02, 2024

How to Overcome The Fear Of The Three-Lettered Terror - TAX

You only have a few days left to file your taxes. Don’t delay any further. Overcome the fear associated with filing taxes.

Subhashree Pattabiraman | June 29, 2024

Unlocking Tax Benefits: Lesser-Known Deductions For Salaried People While Filing ITR

Expert insights into the lesser-known tax deductions to help individuals maximise their tax savings.

Srishti | May 01, 2024

All You Need To Know About The National Pension Scheme

The National Pension Scheme, also known as the NPS, is a voluntary and contributory pension system established by the government to provide retirement income to citizens.

Srishti | March 07, 2025

Start A Rainy Day Fund To Cover For Life’s Inevitable Rains

Weather irregular expenses and maintain financial stability by saving up for a rainy day fund.

Subhashree Pattabiraman | August 06, 2024

What Is Sustainable Finance And Why Do We Need It?

Sustainable finance aims to promote economic growth, while also addressing social concerns like gender equality, environmental issues and the need for accountability.

Neeti Jaychander | January 29, 2025

What Is Green Banking?

Along with ‘profit’, green banking is a concept that shines a spotlight on people, purpose, and the planet as well.

Neeti Jaychander | April 12, 2024

Like Mother, Like Daughter: Key Life Lessons I Learnt From My Mother

Observing and being around my mother has taught me valuable lessons that still influence my life.

Srishti | May 22, 2025

What Is A Circular Economy & How Can You Support It?

A linear economy works on the principles of ‘buy, use and throw’. In a circular economy, waste creation is avoided; everything is put back into the supply chain.

Neeti Jaychander | March 06, 2024

All You Need To Know About The Employees’ Provident Fund

We know that it’s on our payslip. But what purpose does the Employees’ Provident Fund Really Serve? We give you the lowdown.

Neeti Jaychander | March 20, 2025

Old Vs New Tax Regime: Which One To Choose In 2023?

Should we continue with the old tax regime or opt for the new tax regime in April 2023? Here’s a detailed comparison and expert guidance to help optimise your savings and choose the one that’s best suited for you.

Neeti Jaychander | February 03, 2023

Everything Women Need To Know About The 2023 Union Budget

With a new savings scheme, and bigger budget allotted towards the Women and Child Ministry, here are the other highlights of the Union Budget 2023

Neeti Jaychander | February 02, 2023

The Woman’s Guide To Investing In Equities

If you’re overwhelmed by the world of stocks, shares and trading, have no fear! This beginner’s guide to investing in equities is all you’ll need to get started.

Neeti Jaychander | September 23, 2024

Yours, Mine & Ours: Money Matters For Newlyweds

If you’re embarking on the new and exciting adventure that is marriage, here’s what you and your partner can do to safeguard your individual and combined financial goals

Neeti Jaychander | January 10, 2023

Refinancing Your Student Loan: Yay Or Nay?

Is the idea of a hefty education loan giving you sleepless nights? Refinancing might be the key to easing the process of repayment.

Neeti Jaychander | September 12, 2024

One Parent, One Salary: Money Matters for Women-Led Families

How can you ensure that being in a single-income household doesn’t affect your financial stability? Here are some tips for mothers who want to have it all!

Neeti Jaychander | November 25, 2022

Start Saving Young: How Every Indian Girl Can Go To College

How do we ensure that girls have a sufficient nest egg to pursue expensive courses in STEM and other fields of their choice? Here’s how.

Neeti Jaychander | March 21, 2025

A Beginner's Guide To Investing In Your 30s

We all know about the benefits of investing, but the getting started part seems extremely complicated and challenging. If you are struggling to get started in your 30s, here is a breakdown for you.

Ainee Nizami Ahmedi | November 07, 2022

Where To Start If You Want To Raise Financially Smart Kids

Here are few things you should and shouldn’t do if you want to raise financially smart kids and to make sure that they learn the 'real' math of life. 

Karishma Sen | November 04, 2022

This Diwali, Empower Your Woman Domestic Worker With This Simple Financial Guide

You might call her a cook, a maid, a nanny or an ayah, but what she really is within the larger spectrum of the nation’s labour force, is a domestic worker. Here’s how you can help her gain financial independence.

Shreya Goswami | October 21, 2022

5 Tips To Control Festive Spending This Diwali

We know that overspending and landing into a debt trap is easy this festive season, so we’ve got some financial planning tips for you. 

Drishti Kapadia | October 19, 2022

Beginner's Guide On How To Invest In Gold In India

Want to begin investing in gold but not sure how to do it? Read this guide to understand how to invest in gold in India and the best ways to generate good returns!

Team Her Circle | November 14, 2022

A Beginner's Guide To Investing In Your 20s

The ideal age to start investing your money is your '20s. You've started working, you have slightly lesser responsibilities, and you are at an age where you can take higher risks with your money.

Ainee Nizami Ahmedi | September 20, 2022

Why You Need Masked Aadhaar And How To Get It Online

UIDAI had issued instructions on practicing prudence when it comes to sharing our Aadhaar card copies. Using a masked copy is much more reassuring and here's how you can get it.

Akanksha Narang | August 03, 2022

A Complete Finance Tool Kit On Filing Your Taxes

Filing your returns for the first time? Here's everything you need to know. 

Ainee Nizami Ahmedi | July 26, 2022

Streedhan Rights Every Woman Should Know Of

Owing to the many social evils in India, streedhan is often a security blanket for many women, should things go south. And that is why, it’s even more important that women must know their rights in India when it comes to it.

Akanksha Narang | November 21, 2022

Finances Of Buying Vs Renting A House

We spoke to Sai Bhosale, a chartered accountant and financial advisor, on the finances of buying vs renting a house. Here are a few things you should make note of. 

Akanksha Narang | July 09, 2022

How To Financially Invest In Your Personal Growth As A Mother

Whether you are working for a company, as an independent professional, as a business owner or as a homemaker, these financial tips will help you invest in yourself better.

Akanksha Narang | December 19, 2022

Financial Tips For Gen S Moms With Young Children And Ageing Parents

Being in the sandwich generation means you have the need to establish financial and health security for both your parents and your children. If you are a gen S mom, here’s how you can plan and manage your finances.

Akanksha Narang | May 14, 2022

Small Business Loans: Types & How To Get Them

The government of India has set up multiple scheme through which micro, small and medium enterprises (MSMEs) can access small business loans. Read on to know more.

Shreya Goswami | April 27, 2022

Finances Of Hiring Your First Batch Of Employees As A Small Business Owner

As a small business owner, when you’re growing, it can be both scary and exciting to hire your first batch of employees. Here are things you should keep in mind financially.

Akanksha Narang | April 07, 2022

Expenses You Should Consider Before Moving Out Of Your Parents’ House

Meghna Jaisingh, a chartered accountant and financial advisor, explains what kind of expenses you should make a note of, before considering moving out of your parents’ apartment.

Akanksha Narang | March 30, 2022

How To Finance Your MBA

If you plan the finances of your higher education, be it an MBA or any other course for that matter, you can reap innumerable benefits from the same.

Akanksha Narang | March 23, 2022

The Finances Of Buying And Owning A Car

It is important to understand whether you are financially ready to buy a car just yet. Here are a few things you should keep in mind before buying a car.

Akanksha Narang | March 09, 2022

How To Choose The Right Tenure For Your SIPs

How do you choose the ideal tenure for your SIP? Sai Bhosale, a chartered accountant and financial advisor simplifies it for us. 

Akanksha Narang | June 23, 2022

Signs You Are Being Financially Abused

It is important to know if you’re being financially abused, because it strips you of your rights and the ability to protect yourself. Here are signs you are being financially abused.

Akanksha Narang | February 09, 2022

Step-by-Step Guide Of Filing Your Income Tax Return (ITR)

Sai Bhosale, a chartered accountant and financial advisor, has simplified filing Income Tax Returns with these guidelines.

Akanksha Narang | February 01, 2022

Pros And Cons Of Foreclosing Your Personal Loan

Sai Bhosale, a chartered accountant and financial advisor, gives her valuable insights when it comes to foreclosing a personal loan.

Akanksha Narang | January 26, 2022

5 Factors To Consider Before Taking An Education Loan

Education loans can take you several years to repay, so here are factors you should consider before doing so.

Akanksha Narang | January 12, 2022

7 Tips You Should Add To Your Finance Checklist For 2024

Your financial security is much more important than the impulsive buying or spending you may do because you’re feeling happy. Here are a few tips you can add to your finance checklist so you can up your financial wellbeing.

Akanksha Narang | December 29, 2021

How To Financially Plan For A Vacation You Deserve

It’s time to start adulting and take trips that won’t make your finances go berserk. Here’s how you can financially plan for a holiday in advance. 

Akanksha Narang | December 24, 2021

Female Finance Influencers You Should Follow On Instagram

Many of these influencers are women who are shattering stereotypes and giving out useful financial tips. Here are a few female finance influencers you should follow on Instagram.

Akanksha Narang | December 15, 2021

How To Financially Recover From A Vacation

A vacation can set you back financially if it was not well budgeted for in advance. So how do you recover financially from a vacation? Here are a few tips that will help you do so.

Akanksha Narang | December 08, 2021

Pros And Cons Of Buy Now, Pay Later Schemes

If you feel like you’ve been seeing the ‘Buy Now Pay Later’ (BNPL) schemes everywhere, that’s because they are. Here are a few pros and cons of such schemes, to help you decide. 

Akanksha Narang | December 01, 2021

This Festive Season, Learn How To Manage Your Finances Like A Pro

Everyone loves to splurge during the festive season because the festive spirit calls for it. But how to manage finances and enjoy yourself at the same time? Read on to know more.

Team Her Circle | October 06, 2022

Pros And Cons Of Parking Your Money In Fixed Deposits

Parking your money in Fixed Deposits has both pros and cons, and you should make a well-informed decision based on those and your requirements.

Akanksha Narang | November 17, 2021

Buying Gold This Festive Season: Gold, E-Gold, ETF Gold or Gold Bonds?

When we talk about investing in gold, it goes beyond buying the tangible piece of precious metal. Gold, Digital Gold, ETF Gold or Gold Bonds? Know everything about investing in gold this festive season. 

Akanksha Narang | November 02, 2021

Government Schemes and Policies for Girl Child Empowerment In India

Here we list down the top 10 schemes for the girl child rolled out by the Central Government.

Karishma Sen | October 05, 2023

FAD or FAB? The NFT Craze This Festive Season

This festive season, the NFT craze has entered the Indian market and its popularity is driven by celeb participation. While some experts believe that the NFT bubble will burst soon, others are confident that the NFT revolution is here to stay, and the recent sales numbers appear to support the argument in favour of NFTs.

Iona Chatterjee | October 28, 2021

How To Equip Your Child With Financial Literacy

Several young adults end up wasting the initial years of their work life by being rather clueless about financial decisions. However, if we teach our children about handling money in their formative years, they will be better at wealth creation. 

Akanksha Narang | October 20, 2021

Things You Should Know Before Lending Money To Your Friends And Family

Should you lend money to a friend or a family member? And if you do, how do you also protect your interests? Here’s what you should keep in mind.

Akanksha Narang | October 14, 2021

How To Save For Your Daughter's Educational And Professional Future

There was a time when parents would spend a substantial amount of their earnings on their daughter’s wedding rather than her education. Education is key for empowerment.. This is why, we must think now, to secure our children’s future, say 15 to 20 years down the line. Here’s how you can do it. 

Akanksha Narang | October 06, 2021

6 Months Of HC: Here’s Why Our Trackers Are Your Best Friend

Having all your information in one place is not only convenient but also keeps you stress-free. Here’s why our trackers are our best feature yet, and how you can rely on them.

Team Her Circle | October 06, 2021

Pros And Cons Of Having Multiple Savings Accounts

Is it better to have multiple savings accounts or should we swear loyalty to one? Here are pros and cons of keeping your money in different accounts. 

Akanksha Narang | September 22, 2021

Systematic Investment Plan (SIP) Guide For Beginners

Starting a Systematic Investment Plan (SIP) can be fruitful in many ways and if done right, few years down the line, you could feel financially confident. If you’re keen on knowing everything about where to begin and how to do it right, read on…

Akanksha Narang | November 23, 2022

5 Reasons You Need An Emergency Fund And How To Build It

We need an emergency fund to be financially independent in the real sense of the term. Here’s why you need to build an emergency fund.

Akanksha Narang | September 09, 2021

Good Debt Vs Bad Debt: Things To Consider Before You Take A Loan

There are two types of debts—the good and the bad—depending on several factors. So, how do you determine when it is good to borrow money and when it is a bad decision? Read on…

Akanksha Narang | August 25, 2021

Small Business, Big Dreams: 4 Inspiring Women Who Have Launched MSMEs

Micro, small and medium enterprises (MSMEs) are subject to more risks than large businesses, and require a stable hand to lead them to success. These Indian women entrepreneurs have beat the odds to make their mark in the MSME sector in India.

Shreya Goswami | July 15, 2021

Sustainable Living On A Budget: Things You Must Know

While the price of organic foods and other products might suggest sustainable living is expensive, you can get started on your sustainability journey even on a budget. Your short-term expense sheet might look bad in the beginning, but there are many long-term financial benefits you may reap.

Shreya Goswami | April 08, 2022

How to Evaluate Your Financial Health

Assessing your financial health regularly is just as important as keeping a check on your physical and mental health. Here’s everything you need to know about understanding and evaluating your financial health status, and simple steps to avoid a crisis.

Shreya Goswami | June 22, 2021

5 Tips For Empty Nesters to Regain Financial Confidence In Middle Age

For many homemakers, the moment the kids leave home and settle down can spell a difficult time. Taking control of your finances at this stage may be hard, but it can help you get a fresh start. Here’s how.

Shreya Goswami | December 12, 2022

Financial Tips Every Woman Needs To Keep In Mind

Financial literacy is the only way to achieve financial confidence and independence. Here are the key financial areas you should start focusing on right now.

Shreya Goswami | May 20, 2021

A Beginner’s Guide To Understanding Bitcoin And How It Affects The Planet

In India, despite government threats of a ban, and environmental implications, eight million investors now hold an estimated 100 billion rupees in crypto-investments.

Karishma Sen | May 14, 2021

Why Every Woman Needs To Plan Her Retirement, And How To Do It

Planning your retirement may not be at the top of your mind right now, but it should be. Here’s why, along with simple tips to start out with.

Shreya Goswami | December 08, 2022

What Is Financial Independence And Why You Need It Now

True financial independence is not the power to spend money right now, but to have enough to sustain you throughout your life. Here’s why all women need to get started on their journey to financial freedom immediately.

Shreya Goswami | September 01, 2021

In Control: Financial Planning Tips for Divorced Women

Women tend to bear the highest burden of divorce, especially when it comes to finances. We asked an expert for financial tips every divorced woman should follow. Take a look.

Shreya Goswami | May 02, 2021

Making Money Grow: Why You Need To Invest Right Now

You may be earning enough to live the good life now, but an emergency might be right around the corner. You need to make your money make more money for you. Here’s why and how.

Shreya Goswami | April 12, 2022

Rural Micro-Financing: This Financial Service Is Helping Indian Women Entrepreneurs Grow

Micro-financing has gained popularity among Indian women entrepreneurs from rural and informal sectors thanks to a number of reasons. Here’s everything you need to know about this financial service.

Shreya Goswami | April 28, 2021

A Beginners Guide To Understanding Mutual Funds

If you’re looking to get more out of your money, and don’t know where to begin, mutual funds are a great option. Here’s a lowdown of what it entails.

Sunetra Ghose | April 10, 2021

Here’s Why Should You Consider Child Plans

It’s important to consider the right child plan and understand what each entails and the tax benefits that come along. Financial expert, Harsh Jain weighs in.

Team Her Circle | March 29, 2021

What You Must Know About The Stock Market

Here’s all that you need to know about the stock market if you are new to investing.

Team Her Circle | March 23, 2021

15 Important Investment Terms You Should Know About

Familiarise yourself with important investment terms before your dive into the financial world. 

Team Her Circle | March 22, 2021

Expert Speak: Is Investing In Mutual Funds A Risky Proposition?

If you’re not well-versed with investments, mutual funds might be risky. A financial advisor weighs in.

Team Her Circle | March 07, 2021

COVID-19 And What It Taught Us About Saving

Harsh Jain, co-founder and COO at Groww, an app-based investment platform, weighs in on how we can plan our money in order to tide over a crisis such as Covid-19.  

Nikshubha Garg | February 09, 2021

Understanding The Indian Taxation System As Per Salary Bracket

The more you earn, the higher you’ll be taxed. Chartered accountant, Aakriti Seth, helps us understand the complex Indian tax system as per each tax bracket.

Team Her Circle | December 02, 2020

Money Matters: How To Manage Finances In Your 60s

Whether you have retired or have a few years to go, financial expert Dhaval Gohil has a few tips to help manage your money effectively. 

Nikshubha Garg | November 12, 2020

Money Matters: How To Manage Finances In Your 50s

Getting set for retirement? Here’s what you need to know about managing money in your 50s.

Nikshubha Garg | November 13, 2020

Money Matters: How To Manage Finances In Your 20s

Planning your money right to build your wealth is crucial for when you are in your 20s.

Nikshubha Garg | November 12, 2020

Money Matters: How To Manage Finances In Your 40s

You have made your mistakes and learnt from them. Here’s how you can plan your money in 40s.

Nikshubha Garg | November 12, 2020

Money Matters: How To Manage Finances In Your 30s

In your 30s, it’s time to build on the lessons you learnt in your 20s.

Nikshubha Garg | November 12, 2020

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